Family Critical Illness Plan

The Family Critical Illness Plan provides up to $3M in critical illness coverage for you and your family members.

About This Insurance Plan

The Family Critical Illness Plan is hinged on providing timely support to individuals and their loved ones. The Family Critical Illness Plan provides up to $3,000,000 in critical illness coverage for Heart Attack, Stroke, Major Burns, Cancer, Paralysis and Coma.

This plan covers the Certificate holder and five other eligible family members.


What You Need To Know

Important Information

  • Maximum amount: up to $3,000,000 JMD in coverage

  • Covers Heart attack, stroke, major burns, cancer, paralysis and coma

  • Covers 6 eligible family members

  • Premium does not increase with age

  • Ability to change the insured amount after a year

  • If no claim is made the insured will receive 50% of paid premium at 75 and in the case of children, once they reach the age of 26 or get married

  • No medical examination required

  • If plan is still in effect and no claim has been made, 50% of premiums paid will be refunded less any interest upon reaching age 75 years


Additional Information

Who is This Insurance Product Primarily For?

Cornwall County residents who have family diagnosed with critical illnesses or conditions (heart attack, stroke, major burns, cancer, paralysis and coma)

Cornwall County residents who want to be insured in case of serious illness

Cornwall County elderly who wish to be covered 

Cornwall County residents who have elderly parents

Cornwall County residents who wish to insure multiple people

What Are The Requirements To Apply For This Insurance Product?

You would have to fill out our required forms, after which the physician would fill out the claim form which would give us the proof that you are indeed suffering from a critical illness.

Steps To Apply

Become a member of Gateway

Fill out all required forms and deposit the minimum opening balance of $3,300 to become a member of Gateway.


Be enrolled in FIP

In order to have access to the Family Indemnity Plan: Critical Illness Insurance Plan, you must first be enrolled in the Family Indemnity Plan.


Submit required documents

In order to apply for a Family Indemnity Plan:Critical Illness, certain items are required.These include:
- Copy of birth certificate for each beneficiary
- Copy of Passport or Birth Certificate for e ... [Click To Read More]


Select level of coverage

The Family Indemnity Plan: Critical Illness can cover you as well as your spouse,parent or child.Verification of ages and relationships are required, this can include, but not limited to:
-Marriage ce ... [Click To Read More]

Our Team Stands Ready

If you're interested in any of our insurance products, offered in part with the CUNA Insurance company, we'll pair you with our expert customer service representatives, who will work with you to understand how to bring you to the solution they need.


Deciding whether Gateway is the right partner to have your insurance with? We know that this is a long-term decision, and we want to ensure that you are fully informed going into this commitment with us.


Learn more about this opportunity by chatting with our agent, or by visiting our Frequently Asked Questions.


Similar Opportunities

  • Critical Illness Rider

    Critical Illness Rider

    The Critical Illness Rider provides victims of serious illnesses with a Family Indemnity Plan benefits of up to $1 million with no medical required

Our Mission

To empower our members by providing excellent service and sound financial guidance to create partnerships that will result in prudent, progressive and competitive business decisions, yielding mutual success.

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