Our Mission

To empower our members by providing excellent service and sound financial guidance to create partnerships that will result in prudent, progressive and competitive business decisions, yielding mutual success.

A proud member of the

Popular Services

Routing Number


Important Links

Social Media

  • Facebook - Black Circle
  • YouTube - Black Circle
  • Instagram - Black Circle

About Gateway

Get In Touch

20 Church Street

Mon - Thurs. 8:30 AM - 3:00 PM
Fri. 8:30 AM - 4:00PM

All Rights Reserved © 2019 Gateway Co-operative Credit Union

Designed By

Small Business Loan

The Small Business Loan provides funds to Micro and Small enterprises for any business-related purpose.

Small Business Loan


About This Loan

The Small Business Loan can be used for any business related purpose, including: Working Capital, Business Enhancement/Improvement or Retail Trade. It is offered in 2 categories: Micro Business Loan and Regular Business Loan. Qualification for this loan is based on the nature of the business, the number of employees and financial turnover or cash flow.

What You Need To Know

Up To


in Available Funds

10 years

To Repay

Up To

3 - 5 Working Days

Avg. Approval Time

As Low As


Interest Rate

Up To


Additional Information

Who is This Loan Primarily For?

Cornwall-based Jamaican Micro Businesses that wish to grow/expand

Cornwall-based Jamaican Small Businesses that wish to grow/expand

Cornwall-based Jamaican Startup businesses

Do I Need Collateral To Apply For This Loan?

Yes, the assets of the business or business owner will be required as security for the loan.

Minimum Amount Disbursed For This Loan?


What Are The Requirements To Apply For This Loan?

  • Business Plan/Proposal

  • Location of Business/Tenancy Agreement

  • License of Permit

  • Business Registration Certificate

  • Income and Expenditure Statement From a Certified Accountant

  • Pro Forma Invoice for Equipment or Material to be Purchased for The Business

  • Contractors Estimates For Any Form of Construction

  • Valid ID & Passport Size Photograph

  • Collateral (Real Estate, Motor Vehicle, Cash Surrender Value of Life Insurance or Cash Guarantees)

Steps To Apply

Become a member of Gateway


Fill out and submit a loan application form in branch


Submit all required documents


Submit proof of funds and proof of ownership for collateral


Gateway registers collateral


Site inspection (optional)


Wait for loan to be processed


Receive a call from a Gateway credit clerk


Sign relevant documents for disbursement


Our Team Stands Ready

If you're interested in any of our loans, we'll pair you with our expert customer service representatives, who will work with you to understand how to bring you to the solution they need.


Media Gallery