Small Business Loan

The Small Business Loan provides funds to Micro and Small enterprises for any business-related purpose.

Small Business Loan


About This Loan

The Small Business Loan can be used for any business related purpose, including: Working Capital, Business Enhancement/Improvement or Retail Trade. It is offered in 2 categories: Micro Business Loan and Regular Business Loan. Qualification for this loan is based on the nature of the business, the number of employees and financial turnover or cash flow.

What You Need To Know

Up To


in Available Funds

10 years

To Repay

Up To

3 - 5 Working Days

Avg. Approval Time

As Low As


Interest Rate

Up To


Additional Information

Who is This Loan Primarily For?

Cornwall County-based Jamaican Micro Businesses that wish to grow/expand

Cornwall County-based Jamaican Small Businesses that wish to grow/expand

Cornwall County-based Jamaican Startup businesses

Do I Need Collateral To Apply For This Loan?

Yes, the assets of the business or business owner will be required as security for the loan.

Minimum Amount Disbursed For This Loan?


What Are The Requirements To Apply For This Loan?

  • Business Plan/Proposal

  • Location of Business/Tenancy Agreement

  • License of Permit

  • Business Registration Certificate

  • Income and Expenditure Statement From a Certified Accountant

  • Pro Forma Invoice for Equipment or Material to be Purchased for The Business

  • Contractors Estimates For Any Form of Construction

  • Valid ID & Passport Size Photograph

  • Collateral (Real Estate, Motor Vehicle, Cash Surrender Value of Life Insurance or Cash Guarantees)


Our Team Stands Ready

If you're interested in any of our loans, we'll pair you with our expert customer service representatives, who will work with you to understand how to bring you to the solution they need.


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Deciding whether Gateway is the right partner for your loan? We know that this is a long-term decision, and we want to ensure that you are fully informed going into this commitment with us.


Learn more about this opportunity by chatting with our agent, or by visiting our Frequently Asked Questions.


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  • Commercial Mortgage

    The Commercial Mortgage Loan provides up to 90% financing on commercial properties.

Our Mission

To empower our members by providing excellent service and sound financial guidance to create partnerships that will result in prudent, progressive and competitive business decisions, yielding mutual success.

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