The Internal Cash Secured Loan provides funds using your internal savings/investment account. It has same-day loan processing and approval.

Internal Cash Secured


About This Loan

Internal Cash Secured Loans are taken out using your internal cash or investments as collateral. Get up to 10 years to repay with same day processing and approval

What You Need To Know

Up To

95% of Internal Account Balance

in Available Funds

10 Years

To Repay

Up To

Same Day

Avg. Approval Time

As Low As


Interest Rate

Up To


Additional Information

Who is This Loan Primarily For?

Cornwall County residents, who are Gateway Shareholders, who are willing to draw funds from their shares account 

Cornwall County residents, who are Gateway Shareholders that need funds quickly 

Cornwall County residents who want to own shares in Gateway

Do I Need Collateral To Apply For This Loan?


Minimum Amount Disbursed For This Loan?


What Are The Requirements To Apply For This Loan?

  • Must have a minimum of 5% shares in Gateway.

  • ID

  • TRN

  • Savings or Investment Account

Steps To Apply

Become a member of Gateway

Fill out all required forms and deposit the minimum opening balance of $3,300 to become a member of Gateway.


Fill out and submit a loan application form in branch

Visit any Gateway branch near you and fill out an application form for the Cash Secured Loan (Within Shares).


Gateway registers collateral

For a within shares cash secured loan, the collateral used is the cash in your Gateway account. You are essentially borrowing your own money, therefore once there is cash in your account, the loan is ... [Click To Read More]


Pay application fee

An application fee of 1% of requested loan amount,not exceeding $4000, is required for processing.


Wait for the loan to be processed

The Within Shares loan undergoes same day processing and approval.


Receive a call from a Gateway credit clerk

Once the loan is processed, a Gateway representative will call and let you know if the loan has been approved.


Sign relevant documents for disbursement

Once the loan is approved,visit your Gateway branch to sign relevant documents for loan disbursement.

Our Team Stands Ready

If you're interested in any of our loans, we'll pair you with our expert customer service representatives, who will work with you to understand how to bring you to the solution they need.


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Deciding whether Gateway is the right partner for your loan? We know that this is a long-term decision, and we want to ensure that you are fully informed going into this commitment with us.


Learn more about this opportunity by chatting with our agent, or by visiting our Frequently Asked Questions.


Similar Opportunities

  • Investsecure Loan (External)

    The InvestSecure Loan provides funds using your external savings/investment account. It has same-day loan processing and approval.

  • Within Shares

    The Within Shares Loan provides funds using your shares in Gateway. Up to 95% financing is provided along with same-day loan processing and approval.

Our Mission

To empower our members by providing excellent service and sound financial guidance to create partnerships that will result in prudent, progressive and competitive business decisions, yielding mutual success.

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