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To empower our members by providing excellent service and sound financial guidance to create partnerships that will result in prudent, progressive and competitive business decisions, yielding mutual success.

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20 Church Street

Mon - Thurs. 8:30 AM - 3:00 PM
Fri. 8:30 AM - 4:00PM

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Line of Credit (Easi Loan)

The Secured Easi Loan allows members to borrow a pre-approved loan of $50,000 to $300,000 and is secured with collateral.

Line of Credit (Easi Loan)


About This Loan

The Line of Credit (Easi Loan-Secured) Loan offers members the chance to borrow a minimum of $50,000 and a maximum of $300,000. It is one of the two categories offered by the Line of Credit Loan opportunity.

What You Need To Know

Up To


in Available Funds

5 Years

To Repay

Up To

3 - 5 Working Days

Avg. Approval Time

As Low As


Interest Rate

Up To


Additional Information

Who is This Loan Primarily For?

Cornwall residents, who have an active Gateway account for 1 year, looking for funding

Cornwall residents who need a small loan to fund personal activities

Cornwall residents who have assets to use as collateral

Do I Need Collateral To Apply For This Loan?


Minimum Amount Disbursed For This Loan?


What Are The Requirements To Apply For This Loan?

  • Must have active account for 12 months

  • Completed scoring sheet

  • Income history

  • Debt service ratio history

  • Credit history

  • Required to maintain a minimum balance of 5% of your approved limit as long as the loan is being used

Steps To Apply

Become a member of Gateway


Fill out and submit a loan application form in branch


Submit all required documents


Submit proof of ownership/proof of funds for collateral


Gateway registers the collateral


Pay the application fee


Wait for loan to be processed


Receive a call from a Gateway credit clerk


Sign relevant documents for disbursement


Our Team Stands Ready

If you're interested in any of our loans, we'll pair you with our expert customer service representatives, who will work with you to understand how to bring you to the solution they need.


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