Gateway Christmas Loan

The Christmas Loan provides funds for any Christmas-related activities between October to December.

Gateway Christmas Loan


About This Loan

The Gateway Christmas Loan gives you the ability to get up to $250,000 for 12 months at an affordable interest rate calculated on the reducing balance method.

What You Need To Know

Up To


in Available Funds

1 Year

To Repay

Up To

3 - 5 Working Days

Avg. Approval Time

As Low As


Interest Rate

Up To


Additional Information

Who is This Loan Primarily For?

Cornwall County residents looking for funds to buy Christmas gifts for loved ones

Cornwall County residents looking to fund Christmas activities (dinners, parties, banquets etc)

Unaware Cornwall County residents, who are having financial troubles, trying to fund Christmas related activities

Cornwall County low to medium income earners who need loans to fund for Christmas related activities

Do I Need Collateral To Apply For This Loan?

No, this is an unsecured loan.

Minimum Amount Disbursed For This Loan?


What Are The Requirements To Apply For This Loan?

Applications must be made between October to December.

Steps To Apply

Become a member of Gateway

Fill out all required forms and deposit the minimum opening balance of $3,300 to become a member of Gateway.


Fill out and submit a loan application form in branch

This loan is available from October to December annually. Visit any Gateway branch near you and fill out an application form for the Christmas loan.


Pay the application fee

In order for the Christmas loan to be processed, an application fee is required of 1.5% of requested loan amount.


Wait for loan to be processed

The Christmas loan processing time takes approximately 3-5 working days after the application fee is paid.
Loans are normally granted during the period of October to December.


Receive a call from a Gateway credit clerk

Once the loan is processed, a Gateway representative will call and let you know if the loan has been approved.


Sign relevant documents for disbursement

Visit the Gateway branch to sign relevant documents for loan disbursement.

Our Team Stands Ready

If you're interested in any of our loans, we'll pair you with our expert customer service representatives, who will work with you to understand how to bring you to the solution they need.


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Deciding whether Gateway is the right partner for your loan? We know that this is a long-term decision, and we want to ensure that you are fully informed going into this commitment with us.


Learn more about this opportunity by chatting with our agent, or by visiting our Frequently Asked Questions.


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To empower our members by providing excellent service and sound financial guidance to create partnerships that will result in prudent, progressive and competitive business decisions, yielding mutual success.

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