All users of this website are invited to read the following terms and conditions applicable to the use of this website. In the circumstances, your use is tantamount to an agreement to be bound by the said terms and conditions.

Last Updated:10/17/2017 10:45:55 AM

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1. The contents of this website, inclusive of images, illustrations, graphics, headers, texts and video clips, relative to our products and services, are subject to intellectual property rights, inclusive of trademarks and copyrights, the protection of which is provided for in the Copyright Act and the Trade Marks Act and the enabling Regulations thereto; 

2. We declare that the website and the contents of same are to be utilized solely for personal use. Accordingly, information may be downloaded, copied, transmitted, reproduced or printed provided that the copies or information contained therein is restricted to personal use. In no other circumstances shall any person copy, download, reproduce, modify, publish, transfer, transmit, distribute or create derivative works from the contents of this website, without the prior written consent of Gateway Co-operative Credit Union (2017) Limited (Gateway), whose consent shall not be unreasonably withheld;

3. Notwithstanding the fact that we employ reasonable efforts in the development of this website, the information on this website may contain typographical errors, inaccuracies or incomplete statements. Accordingly, we make no warranties or representations, express or implied, as to whether any information provided on this website is accurate, complete or current. We therefore assume no responsibility for the accuracy of any information on this website. Further, we do not warrant that this website functions without error or interruptions. Gateway reserves the right to correct errors, inaccuracies or omissions, amend, update or delete information, add or remove products or services, without giving any prior notice to the users of this website;

4. Our website contains references to or links to third party websites, we make no representation or warranty that connectivity will be obtained or maintained;

5. Gateway shall not be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, inclusive of financial losses, lost profits, any defects, viruses or malfunctions caused to any equipment or other software in connection with access to or use of this website, the functioning or non-availability of this website and the interception or misuse of information transmitted to Gateway;

6. Messages sent by electronic mails (emails) may not be secure. It is recommended that you do not transmit any information that you consider to be confidential by email. Provided that, if you do so you shall be taken to have accepted the risk that the information may be intercepted, misused or altered by a third party;

7. Gateway welcomes your comments or suggestions on how to improve our products and services; however, any comments or suggestions sent to our website shall remain the exclusive property of Gateway. Further, your submission of comments or suggestions shall constitute an assignment to Gateway of all rights, titles and interests in all copyright. Gateway shall be at liberty to disclose, publish or distribute any comments or suggestions you submit for any purpose whatsoever. Accordingly, we ask that you do not submit any comments or suggestions that you do not intend to assign to us, including but not limited to, any information that you consider to be confidential or which, for reasons known to you, you do not wish to be disclosed to the public.

8. We reserve the right to amend these terms and conditions without any prior notice to you. Your use consequent to any amendments constitutes your agreement to be bound by the terms and conditions, as amended. In light of this, we ask that you review these terms and conditions whenever you use this website.