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Loans

Our Loan Products

Our loans are designed to be the most innovative products offered in the Cornwall region of Jamaica.

  • Gateway Life Line Loan
    Gateway Life Line Loan

    Gateway Life Line Loan is a special designed to offer members a loan facility to help finance large purchases during the pandemic, with fast approval.

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  • Commercial Motor Vehicle Loan (TTT)
    Commercial Motor Vehicle Loan (TTT)

    The Commercial Motor Vehicle loan offers members the opportunity to receive up to 90% financing on new motor vehicles and up to 80% financing on trucks, tractors and trailers

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  • Commercial Mortgage
    Commercial Mortgage

    The Commercial Mortgage Loan provides up to 90% financing on commercial properties.

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  • Small Business Loan
    Small Business Loan

    The Small Business Loan provides funds to Micro and Small enterprises for any business-related purpose.

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  • Investsecure Loan (External)
    Investsecure Loan (External)

    The InvestSecure Loan provides funds using your external savings/investment account. It has same-day loan processing and approval.

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  • Internal Cash Secured
    Internal Cash Secured

    The Internal Cash Secured Loan provides funds using your internal savings/investment account. It has same-day loan processing and approval.

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  • Within Shares
    Within Shares

    The Within Shares Loan provides funds using your shares in Gateway. Up to 95% financing is provided along with same-day loan processing and approval.

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  • Student Loan (Secured)
    Student Loan (Secured)

    The Student Loan offers a maximum of $6,000,000 to full-time students with up to 12 years to repay. Interest rates vary between 8% and 17%, based on collateral.

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  • Education Loan (Unsecured)
    Education Loan (Unsecured)

    The unsecured education loan offers up to $800,000 for both part and full time study with 22.5% interest and up to 5 years to repay

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  • Line of Credit (Easi Loan)
    Line of Credit (Easi Loan)

    The Secured Easi Loan allows members to borrow a pre-approved loan of $50,000 or more based on collateral) secured with collateral.

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  • Unsecured Line of Credit (Easi-Loan Plus)
    Unsecured Line of Credit (Easi-Loan Plus)

    The Unsecured Easi Loan Plus allows members to borrow a pre-approved loan of $50,000 to $800,000 and does not require collateral.

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  • Motor Vehicle Loan
    Motor Vehicle Loan

    The Motor Vehicle Loan provides up to 90% financing on personal vehicles with up to 8 years to repay

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  • Mortgage
    Mortgage

    The Mortgage Loan provides up to 95% financing on residential properties.

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  • Smart Debt Consolidation
    Smart Debt Consolidation

    The Smart Debt Loan merges your debt allowing you to make a lower monthly payment than your combined debt payments and improves credit rating.

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  • Gateway Christmas Loan
    Gateway Christmas Loan

    The Christmas Loan provides funds for any Christmas-related activities between October to December.

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What Our Members Say

MR. OLIVIA SEWELL

GATEWAY MEMBER & FIREFIGHTER

"I have been a member of Gateway for the past 11 years and must say so far with their low interest rates, professional customer service and the speed of how they do business, I am on the path to achieving some of my long term financial goals.

 

They helped me realize my dream of becoming a home owner. Gateway is for the people and I would recommend it to anyone looking for an amazing mortgage plan."

Have questions about our loans?

We understand that choosing who to take out a loan is a decision that requires as much information as you can get.

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Our customer service teams are ready and waiting to help you answer any questions you may still have.

 

You can also view our Frequently Asked Questions page to find helpful answers.