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The Easi Access Loan allows members to borrow a pre-approved loan of $50,000 to $800,000 and does not require collateral.

Easi Access Loan

About This Loan

About This Loan

The Line of Credit (Easi Access Loan-Unsecured) Loan offers members the chance to borrow a minimum of $50,000 and a maximum of $800,000 with no need for collateral, unlike the Easi Access Plus Loan-Secured category. It is one of the two categories offered by the Line of Credit Loan opportunity.

What You Need To Know

Up To


in Available Funds

5 Years

To Repay

Up To

3 - 5 Working Days

Avg. Approval Time

As Low As


Interest Rate

Up To

Important Information
Additional Details

Additional Information

Who is This Loan Primarily For?

Cornwall County residents, who have an active Gateway account for 2 years, looking for funding

Cornwall County residents who need a small loan to fund personal activities

Cornwall County residents who do not have assets to use as collateral

Do I Need Collateral To Apply For This Loan?

No, the unsecured line of credit does not require collateral.

Minimum Amount Disbursed For This Loan?


What Are The Requirements To Apply For This Loan?

  • Must have active account for 24 months

  • Completed scoring sheet

  • Income history

  • Debt service ratio history

  • Credit history

  • Required to maintain a minimum balance of 5% of your approved limit as long as the loan is being used

Only open to Gateway members who have had an account for over 24 months

Steps To Apply
Steps To Apply




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Our Team Stands Ready

If you're interested in any of our loans, we'll pair you with our expert member care representatives, who will work with you to understand how to bring you to the solution they need.

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Deciding whether Gateway is the right partner for your loan? We know that this is a long-term decision, and we want to ensure that you are fully informed going into this commitment with us.


Learn more about this opportunity by chatting with our agent, or by visiting our Frequently Asked Questions.

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